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Run: Fleet Insurance Card Verification Audit

Fleet Insurance Card Verification Audit template for checking that each vehicle’s insurance card is current, matches the assigned unit, and has a readable el...

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Inspection Scope and Vehicle Identification

Verify the unit number, VIN, license plate, or other fleet identifier matches the inspection record.
Confirm a current policy record exists for the vehicle being inspected.
Verify the insurance card is assigned to the correct vehicle and fleet unit.

Insurance Card Currency and Validity

Verify the effective date and expiration date show the card is currently valid.
Confirm the policy effective date has started and coverage is active on the inspection date.
Confirm the expiration date has not passed.
Verify the card shows insurer name, policy number, vehicle identification, and coverage dates without missing or unreadable fields.
Confirm the card reflects the required coverage type for the vehicle class and operating use.

Vehicle Assignment and Document Match

Compare the VIN on the insurance card or policy record to the VIN plate or fleet record.
Confirm the plate number on the card matches the plate currently assigned to the vehicle.
Verify the document is filed under the correct unit and not misassigned to another vehicle.
Record any mismatch, temporary replacement, or pending update with approval details.

Electronic Backup and Accessibility

Verify a scanned or digital copy is stored in the fleet system, shared drive, or approved document repository.
Confirm the digital file is indexed to the correct unit number, VIN, or vehicle profile.
Check that the digital image or PDF is clear, complete, and not cropped or corrupted.
Confirm the backup can be retrieved from the approved system within a reasonable time during a roadside or audit request.

Corrective Actions and Sign-Off

Record any missing, expired, mismatched, or unreadable insurance documents.
Document the person responsible and due date for resolving any non-conformance.
Inspector confirms the audit was completed and findings are accurate.

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