Run CIP Customer Identification Verification Checklist — Free

Inspection Scope and Account Opening Context

Account opening event and product type identified

Record the account type, channel, and opening date for the file under review.

CIP policy version referenced for review

Identify the internal CIP policy, procedure, or SOP version used for this account-opening review.

Inspector confirmed review scope includes 31 CFR 1020.220 critical (required)

Verify the inspection is being performed against the institution's CIP requirements under 31 CFR 1020.220.

Yes No N/A

Required Customer Identity Information

Customer legal name collected critical (required)

Verify the file contains the customer's full legal name as required by CIP.

Yes No N/A

Date of birth collected for individual customer critical (required)

Verify date of birth was collected for an individual customer where applicable.

Yes No N/A

Residential or business address collected critical (required)

Verify the customer address was collected in accordance with CIP requirements and internal procedures.

Yes No N/A

Identification number collected critical (required)

Verify the file contains an identification number such as SSN, TIN, passport number, or other permitted identifier as applicable.

Yes No N/A

Verification Method and Evidence

Documentary verification used and documented critical (required)

Select the primary verification method used for identity verification.

Identity evidence supports the customer information collected critical (required)

Verify the evidence reviewed reasonably supports the name, date of birth, address, and identification number on file.

Yes No N/A

Exceptions or discrepancies were resolved before account opening critical (required)

Verify any mismatch, deficiency, or non-conformance was resolved or escalated before the account was opened.

Yes No N/A

Verification completed within required timeframe critical (required)

Verify identity was verified within the institution's CIP timeframe for account opening and any provisional account controls.

Yes No N/A

Recordkeeping and Retention

CIP records retained in accordance with policy critical (required)

Verify required CIP records are retained and retrievable per policy and regulatory requirements.

Yes No N/A

Verification source documents or data captured critical (required)

Verify the file includes the source documents, system records, or verification results used to support the identity decision.

Yes No N/A

Record retention period documented

Enter the retention period applied to the CIP record in months.

Screening, Escalation, and Final Disposition

Customer screened against government lists when required critical (required)

Verify the customer was screened against applicable government lists or sanctions/watchlist controls per institution procedure.

Yes No N/A

Potential match or alert escalated appropriately critical (required)

Verify any alert, potential match, or exception was escalated to compliance or the designated reviewer.

Yes No N/A

Final CIP decision documented critical (required)

Select the final disposition of the CIP review.

Corrective action required for deficiencies

Indicate whether any deficiency, non-conformance, or control gap requires corrective action.

Yes No N/A

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Run: CIP Customer Identification Verification Checklist

Inspection Scope and Account Opening Context

Required Customer Identity Information

Verification Method and Evidence

Recordkeeping and Retention

Screening, Escalation, and Final Disposition

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