AML Customer Due Diligence and Risk Rating Worksheet

Worksheet for assessing a new client's source of funds, point of origin, and AML risk classification to determine ongoing monitoring requirements.

Review Overview

• Review type
• Review date
• Reviewer name
• Customer reference or account ID
  Use an internal reference only. Do not enter unnecessary PII.

Customer Profile

• Customer type
• Country of residence or registration
• Primary business activity or occupation
• Are there beneficial owners to review?
• Number of beneficial owners

Source of Funds and Origin

• Source of funds
• If other, describe source of funds
• Point of origin country
• Explain how the funds were generated and transferred
• Supporting documentation
  Upload only documents necessary to support the AML assessment. Avoid collecting more PII than needed.

Expected Activity and Transaction Profile

• Expected monthly transaction volume
• Expected monthly transaction value
• Expected countries or regions involved
• If other, describe expected geographies
• Expected activity notes

AML Risk Factors

• Is the customer or a beneficial owner a politically exposed person (PEP)?
• Any sanctions or watchlist match?
• Is there adverse media or negative news?
• Does the customer have a complex ownership or control structure?
• Risk factor notes

Risk Rating and Monitoring

• Overall AML risk rating
• Ongoing monitoring level
• Escalation required to compliance leadership?
• Escalation reason
• Next review date

Consent, Attestation, and Audit Trail

• I acknowledge that the information collected will be used for AML due diligence, risk assessment, and regulatory recordkeeping.
• Consent to contact for additional due diligence if needed
• Reviewer attestation
  Confirm that the assessment was completed based on available information and internal AML procedures.
• Submission notes